{"id":10239,"date":"2024-11-22T10:17:56","date_gmt":"2024-11-22T18:17:56","guid":{"rendered":"https:\/\/www.slyar.com\/blog\/?p=10239"},"modified":"2024-12-03T11:03:00","modified_gmt":"2024-12-03T19:03:00","slug":"fidelity-cash-management-account-checking","status":"publish","type":"post","link":"http:\/\/www.slyar.com\/blog\/fidelity-cash-management-account-checking.html","title":{"rendered":"Fidelity Cash Management\u4f59\u989d\u5b9dChecking\u8d26\u6237"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u6587\u7ae0\u4f5c\u8005\uff1a<span style=\"color: #0000ff;\">\u59dc\u5357(Slyar) <\/span>\u6587\u7ae0\u6765\u6e90\uff1aSlyar Home (<a title=\"Slyar\" href=\"http:\/\/www.slyar.com\" target=\"_blank\" rel=\"noopener\">www.slyar.com<\/a>) \u8f6c\u8f7d\u8bf7\u6ce8\u660e\uff0c\u8c22\u8c22\u5408\u4f5c\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1020\" height=\"608\" src=\"https:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_4.png\" alt=\"\" class=\"wp-image-10255\" srcset=\"http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_4.png 1020w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_4-300x179.png 300w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_4-150x89.png 150w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_4-768x458.png 768w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u957f\u4e45\u4ee5\u6765 Chase Checking \u4e00\u76f4\u662f\u6211\u4e3b\u8981\u7684\u94f6\u884c\u8d26\u6237\uff0c\u7528\u4e8e\u6536\u5de5\u8d44\u3001\u652f\u4ed8\u623f\u8d37\u548c\u4fe1\u7528\u5361\u8d26\u5355\u7b49\u65e5\u5e38\u4ea4\u6613\u3002\u4f46\u662f Chase Checking \u8d26\u6237\u6700\u5927\u7684\u95ee\u9898\u5c31\u662f\u6ca1\u6709\u5229\u606f\u3002\u5c24\u5176\u662f\u5728\u8fc7\u53bb\u51e0\u5e74\u7f8e\u8054\u50a8\u6301\u7eed\u52a0\u606f\u7684\u80cc\u666f\u4e0b\uff0c\u5404\u79cd\u9ad8\u606f\u5b58\u6b3e\u8d26\u6237\u5c42\u51fa\u4e0d\u7a77\uff0c\u8fd9\u4e2a\u95ee\u9898\u5c31\u663e\u5f97\u5c24\u4e3a\u7a81\u51fa\u3002\u5373\u4fbf\u6211\u628a\u90e8\u5206\u8d44\u91d1\u8f6c\u79fb\u5230\u9ad8\u6536\u76ca\u50a8\u84c4\u8d26\u6237 (\u4f8b\u5982Wealthfront\u6216Robinhood)\uff0c\u4f46\u8fd8\u662f\u6709\u4e00\u5927\u7b14\u8d44\u91d1\u9700\u8981\u957f\u671f\u505c\u7559\u5728Checking\u8d26\u6237\u4e2d\uff0c\u4ee5\u786e\u4fdd\u652f\u4ed8\u5404\u7c7b\u8d26\u5355\u65f6\u4e0d\u4f1a\u51fa\u73b0\u8d44\u91d1\u77ed\u7f3a\u3002\u6700\u8fd1\uff0c\u6211\u53d1\u73b0\u4e86\u4e00\u4e2a\u975e\u5e38\u9002\u5408\u7684\u89e3\u51b3\u65b9\u6848\uff1a<strong>Fidelity Cash Management Account (CMA)<\/strong>\uff0c\u5b83\u5b8c\u7f8e\u5730\u89e3\u51b3\u4e86\u6211\u8fd9\u4e00\u56f0\u6270\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Fidelity Cash Management \u8d26\u6237\u7684\u4f18\u52bf<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0e\u4f20\u7edfChecking\u8d26\u6237\u7c7b\u4f3c\uff0c\u5b83\u63d0\u4f9b\u81ea\u5df1\u7684Routing number\u548cAccount number\uff0c\u53ef\u4ee5\u8f7b\u677e\u8fdb\u884cACH\u8f6c\u8d26\uff0c\u517c\u5bb9\u6240\u6709\u57fa\u672c\u7684\u94f6\u884c\u4ea4\u6613\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6ca1\u6709\u6708\u5ea6\u7ba1\u7406\u8d39\uff0c\u4e5f\u6ca1\u6709\u6700\u4f4e\u5b58\u6b3e\u9650\u5236\uff0c\u514d\u8d39\u652f\u7968\u672c\u4e0e\u514d\u624b\u7eed\u8d39Wire\u8f6c\u8d26\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5ba2\u670d\u65e0\u654c\uff0c\u5168\u4eba\u5de5\uff0c\u63a5\u7535\u8bdd\u5feb\uff0c\u4e13\u4e1a\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fidelity Brokerage Account \u53ef\u4ee5\u65e0\u5ef6\u8fdf\u76f4\u63a5\u5229\u7528CMA\u8d26\u6237\u4e2d\u7684\u8d44\u91d1\u8fdb\u884c\u80a1\u7968\u4ea4\u6613<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b58\u6b3e\u53ef\u4ee5\u5728\u4e24\u4e2a\u975e\u73b0\u91d1\u9009\u9879\u4e4b\u95f4\u8fdb\u884c\u9009\u62e9\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fidelity Government Money Market Fund\uff08SPAXX\uff09<\/strong>\uff1a\u4e3b\u8981\u6295\u8d44\u7f8e\u56fd\u56fd\u503a\u548c\u5176\u4ed6\u4f4e\u98ce\u9669\u8d27\u5e01\u5e02\u573a\u5de5\u5177\u7684\u57fa\u91d1\uff0c\u5229\u7387\u968f\u7f8e\u8054\u50a8\u8c03\u6574\uff0c\u98ce\u9669\u975e\u5e38\u4f4e\u3002<\/li>\n\n\n\n<li><strong>FDIC-Insured Deposit Sweep Program<\/strong>\uff1a\u7c7b\u4f3c\u9ad8\u6536\u76ca\u50a8\u84c4\u8d26\u6237\uff0c\u8d44\u91d1\u4eab\u6709FDIC\u4fdd\u9669\uff0c\u867d\u7136\u5229\u7387\u7565\u4f4e\u4e8eSPAXX\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u7b80\u5355\u6765\u8bf4\uff0c\u4f60\u53ef\u4ee5\u5c06Fidelity Cash Management\u8d26\u6237\u5f53\u4f5c\u4e00\u4e2a<strong>\u4f59\u989d\u5b9d<\/strong>\u4f7f\u7528\uff0c\u8d44\u91d1\u5728\u9700\u8981\u652f\u51fa\u65f6\u4f1a\u81ea\u52a8\u8c03\u6574\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1035\" height=\"473\" src=\"http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_1.png\" alt=\"\" class=\"wp-image-10241\" srcset=\"http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_1.png 1035w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_1-300x137.png 300w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_1-150x69.png 150w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_1-768x351.png 768w\" sizes=\"auto, (max-width: 1035px) 100vw, 1035px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">SPAXX\u7684\u4e3b\u8981\u6784\u6210\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1065\" height=\"349\" src=\"http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_2.png\" alt=\"\" class=\"wp-image-10242\" srcset=\"http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_2.png 1065w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_2-300x98.png 300w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_2-150x49.png 150w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Account_2-768x252.png 768w\" sizes=\"auto, (max-width: 1065px) 100vw, 1065px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd8\u53ef\u4ee5\u7533\u8bf7\u4e00\u5f20<strong>Fidelity Debit Card<\/strong>\uff0c\u5168\u7403\u4efb\u4f55ATM\u53d6\u73b0\u90fd\u514d\u624b\u7eed\u8d39\u3002\u5982\u679cATM\u673a\u672c\u8eab\u6709\u624b\u7eed\u8d39\uff0cFidelity\u8fd8\u4f1a\u4e3a\u4f60\u62a5\u9500\u8fd9\u90e8\u5206\u8d39\u7528\u3002\u867d\u7136\u53d6\u73b0\u6709\u6bcf\u5929$500\u7684\u9650\u989d\uff0c\u4f46\u5728\u65e5\u5e38\u751f\u6d3b\u4e2d\uff0c\u8fd9\u4e2a\u989d\u5ea6\u5df2\u7ecf\u8db3\u591f\u4f7f\u7528\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5176\u4ed6\u4e00\u4e9b\u4e0d\u91cd\u8981\u7684\u798f\u5229\uff0c\u5177\u4f53\u7ec6\u8282\u53ef\u4ee5\u53c2\u8003\u5b98\u7f51\uff1a<a href=\"https:\/\/www.fidelity.com\/spend-save\/atm-debit-card\">Fidelity ATM &amp; Debit Card<\/a>\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"cma-checking\"><a href=\"#cma-checking\" title=\"\">\u5c06CMA\u4f5c\u4e3a\u4e3b\u529bChecking\u8d26\u6237<\/a><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6709\u4e86\u4e0a\u9762\u8fd9\u4e9b\u4f18\u52bf\uff0c\u73b0\u5728\u5c31\u53ef\u4ee5\u628aCMA\u4f5c\u4e3a\u4e3b\u529bChecking\u8d26\u6237\u4e86\uff1a<a href=\"https:\/\/fidelity.app.link\/e\/tgn10zSUOOb\" target=\"_blank\" rel=\"noopener nofollow sponsored ugc\" title=\"\">\u5f00\u6237\u94fe\u63a5<\/a> (\u6ca1\u6709\u9080\u8bf7bonus)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u9009\u62e9SPAXX\u4f5c\u4e3a\u8d44\u91d1\u914d\u7f6e<\/strong><br>\u6536\u76ca\u8f83\u9ad8<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5c06\u5de5\u8d44\u76f4\u63a5\u5b58\u5165CMA<\/strong><br>\u4fee\u6539\u516c\u53f8Payroll\u8bbe\u7f6e\uff0c\u76f4\u63a5\u5c06\u5de5\u8d44\u5b58\u5165CMA\u8d26\u6237\uff0c\u663e\u793a\u7684\u94f6\u884c\u4fe1\u606f\u4e3a <strong>UMB Bank, N.A.<\/strong>\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8bbe\u7f6e\u81ea\u52a8\u652f\u4ed8\u4fe1\u7528\u5361\u8d26\u5355<\/strong><br>\u5c06\u6240\u6709\u4fe1\u7528\u5361\u7684Auto Pay\u8bbe\u7f6e\u4e3a\u4eceCMA\u8d26\u6237\u6263\u6b3e\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u901a\u8fc7Fidelity Brokerage Account\u8fdb\u884c\u6295\u8d44<\/strong><br>\u4f7f\u7528Fidelity Brokerage Account\u5b9a\u6295ETF\u6216\u5176\u4ed6\u6295\u8d44\uff0c\u8d44\u91d1\u53ef\u4ee5\u76f4\u63a5\u7559\u5728CMA\u8d26\u6237\u4e2d\uff0c\u907f\u514d\u8d44\u91d1\u6d41\u8f6c\u7684\u635f\u8017\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7533\u8bf7Debit Card\u7528\u4e8e\u6d77\u5916\u65c5\u884c<\/strong><br>\u53ef\u4ee5\u7533\u8bf7\u4e00\u5f20Fidelity Debit Card\uff0c\u4eab\u53d7\u5168\u7403ATM\u514d\u624b\u7eed\u8d39\u7684\u4fbf\u5229\u3002<strong>\u5e73\u65f6\u53ef\u4ee5\u9501\u5b9a\u5361\u7247\u4ee5\u9632\u6b62\u88ab\u76d7<\/strong>\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1252\" height=\"211\" src=\"https:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Debit_Lock.png\" alt=\"\" class=\"wp-image-10256\" srcset=\"http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Debit_Lock.png 1252w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Debit_Lock-300x51.png 300w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Debit_Lock-150x25.png 150w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/11\/Fidelity_Cash_Management_Debit_Lock-768x129.png 768w\" sizes=\"auto, (max-width: 1252px) 100vw, 1252px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u7533\u8bf7\u514d\u8d39\u652f\u7968\u672c<\/strong><br>\u5728\u7ebf\u7533\u8bf7\u5373\u53ef\uff0c\u4f1a\u5bc4\u67654-5\u672c\uff0c\u8db3\u591f\u7528\u4e86\uff0c\u514d\u8d39\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6ce8\u610f\u4e8b\u9879<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u65b0\u8d26\u6237\u8f6c\u5165\u7684\u8d44\u91d1\u53ef\u80fd\u4f1a\u88ab\u5ba1\u67e51-2\u5468\uff0c\u6ce8\u610f\u770b\u6e05 \"Available to trade (all settled)\" \u548c \"Available to withdraw\" \u4e0d\u540c\u3002\u5982\u679c\u9700\u8981\u4ed8\u8d26\u5355\uff0c<strong>Available to withdraw<\/strong> \u4e2d\u7684\u94b1\u5fc5\u987b\u8981\u8db3\u591f\u3002<\/li>\n<\/ul>\n<p>\u8f6c\u8f7d\u8bf7\u6ce8\u660e\uff1a<a href=\"http:\/\/www.slyar.com\/blog\">Slyar Home<\/a> &raquo; <a href=\"http:\/\/www.slyar.com\/blog\/fidelity-cash-management-account-checking.html\">Fidelity Cash Management\u4f59\u989d\u5b9dChecking\u8d26\u6237<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u6587\u7ae0\u4f5c\u8005\uff1a\u59dc\u5357(Slyar) \u6587\u7ae0\u6765\u6e90\uff1aSlyar Home (www.slyar.com) \u8f6c\u8f7d\u8bf7\u6ce8\u660e\uff0c\u8c22\u8c22\u5408\u4f5c\u3002 \u957f\u4e45\u4ee5\u6765 Chase Checking \u4e00\u76f4\u662f\u6211\u4e3b\u8981\u7684\u94f6\u884c\u8d26\u6237\uff0c\u7528\u4e8e\u6536\u5de5\u8d44\u3001\u652f\u4ed8\u623f\u8d37\u548c\u4fe1\u7528\u5361\u8d26\u5355\u7b49\u65e5\u5e38\u4ea4\u6613\u3002\u4f46\u662f Chase Che [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10255,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1105],"tags":[1076,930,1078,314],"class_list":["post-10239","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-get-rich","tag-1076","tag-930","tag-1078","tag-314"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.2.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"\u6587\u7ae0\u4f5c\u8005\uff1a\u59dc\u5357(Slyar) \u6587\u7ae0\u6765\u6e90\uff1aSlyar Home (www.slyar.com) \u8f6c\u8f7d\u8bf7\u6ce8\u660e\uff0c\u8c22\u8c22\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta 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