{"id":9899,"date":"2021-08-31T23:17:00","date_gmt":"2021-09-01T06:17:00","guid":{"rendered":"https:\/\/www.slyar.com\/blog\/?p=9899"},"modified":"2025-11-02T14:33:05","modified_gmt":"2025-11-02T22:33:05","slug":"california-mortgage-30y-fixed-interest-rate","status":"publish","type":"post","link":"http:\/\/www.slyar.com\/blog\/california-mortgage-30y-fixed-interest-rate.html","title":{"rendered":"\u65b0\u623f\u8d37\u9501\u4e8630\u5e74\u56fa\u5b9a\u5229\u73872.625"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u4f5c\u8005\uff1a<span style=\"color: #0000ff;\">\u59dc\u5357(Slyar) <\/span>\u6587\u7ae0\u6765\u6e90\uff1aSlyar Home (<a title=\"Slyar\" href=\"http:\/\/www.slyar.com\" target=\"_blank\" rel=\"noopener\">www.slyar.com<\/a>) \u8f6c\u8f7d\u8bf7\u6ce8\u660e\uff0c\u8c22\u8c22\u5408\u4f5c\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"746\" height=\"302\" src=\"https:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/07\/mortgate_rate_lock.png\" alt=\"\" class=\"wp-image-9903\" srcset=\"http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/07\/mortgate_rate_lock.png 746w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/07\/mortgate_rate_lock-300x121.png 300w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/07\/mortgate_rate_lock-150x61.png 150w\" sizes=\"auto, (max-width: 746px) 100vw, 746px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u6700\u8fd1\u534a\u5e74\u4e00\u76f4\u5728\u770b\u66f4\u5927\u4e00\u70b9\u7684\u72ec\u680b (Single Family Home, SFH) \u8003\u8651\u5347\u7ea7\u4e00\u4e0b\u73b0\u6709\u7684\u516c\u5bd3 (Condo)\u3002\u8fd9\u4e24\u5e74\u7f8e\u8054\u50a8\u4e00\u76f4\u964d\u606f\uff0c\u800c\u4e14\u4eca\u5e74\u80a1\u5e02\u6da8\u7684\u5f88\u597d\uff0c\u6e7e\u533a\u7684\u623f\u5e02\u4e5f\u975e\u5e38\u706b\uff0c\u5f88\u591a\u623f\u5b50\u4e0a\u5e021-2\u5468\u5c31\u5356\u6389\u4e86\uff0c\u800c\u4e14\u8fd8\u8981\u62a2\uff0c\u52a0\u4ef7\u66f4\u662f\u5bb6\u5e38\u4fbf\u996d\uff0c\u52a8\u4e0d\u52a8\u5c31+20-40\u4e07\u7f8e\u91d1\u624d\u80fd\u62a2\u5230\uff0c\u975e\u5e38\u75af\u72c2\u3002\u6211\u4eec\u534a\u5e74\u6765\u9646\u9646\u7eed\u7eed\u7ade\u6807\u4e86\u51e0\u4e2a\u623f\u5b50\u4f46\u6700\u540e\u90fd\u6ca1\u6709\u62a2\u5230\uff0c\u751a\u81f3\u524d\u4e00\u6bb5\u53bb\u8003\u5bdf\u4e86\u4e00\u4e0b\u897f\u96c5\u56fe\u662f\u5426\u5b9c\u5c45\uff0c\u7136\u540e\u53d1\u73b0\u897f\u96c5\u56fe\u7684\u623f\u5e02\u4e5f\u975e\u5e38\u706b\uff0c\u4ef7\u683c\u4e5f\u5df2\u7ecf\u6da8\u5230\u903c\u8fd1\u65e7\u91d1\u5c71\u6e7e\u533a\u4e86\uff0c\u7efc\u5408\u8003\u8651\u5176\u4ed6\u56e0\u7d20\u8fd8\u662f\u52a0\u5dde\u66f4\u5408\u9002\u6211\u4eec\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c3d\u7ba1\u623f\u5e02\u5982\u6b64\u4e4b\u706b\uff0c\u4f46\u6211\u4f9d\u7136\u89c9\u5f97\u73b0\u5728\u4e70\u623f\u662f\u4e00\u4e2a\u597d\u65f6\u5019\u3002\u7f8e\u8054\u50a82019\u5e74\u548c2020\u5e74\u8fde\u7eed\u964d\u606f\uff0c\u4f46\u662f2021\u5e74\u81f3\u4eca\u52308\u6708\u4e86\u7f8e\u8054\u50a8\u8fd8\u6ca1\u6709\u4efb\u4f55\u52a8\u4f5c\uff0c\u6211\u4f30\u6478\u7740\u5e94\u8be5\u662f\u89c9\u5f97\u65e0\u6cd5\u7ee7\u7eed\u518d\u964d\u4e0b\u53bb\u4e86\u3002\u73b0\u5728\u7684\u5229\u606f (3%) \u770b\u5386\u53f2\u6570\u636e\u5df2\u7ecf\u975e\u5e38\u4f4e\uff0c\u65b0\u51a0\u75ab\u60c5 (COVID-19) \u6211\u4f30\u6478\u7740\u662f\u5feb\u8981\u7ed3\u675f\u4e86\uff0c\u75ab\u60c5\u671f\u95f4\u79ef\u538b\u7684\u73b0\u91d1\u548c\u6d88\u8d39\u4e00\u65e6\u51b2\u8fdb\u5e02\u573a\u6211\u4f30\u8ba1\u662f\u8981\u901a\u80c0\uff0c\u672a\u6765\u5927\u6982\u7387\u8981\u52a0\u606f\u3002\u80a1\u5e02\u4eca\u5e74\u4e00\u76f4\u5728\u6da8\uff0c\u4e0d\u8fc7\u52a0\u606f\u4e4b\u540e\u7406\u8bba\u4e0a\u6765\u8bf4\u5e94\u8be5\u4f1a\u8dcc\uff0c\u73b0\u5728\u5356\u6389\u80a1\u7968\u4f4e\u5229\u7387\u8d37\u6b3e\u4e70\u623f\u6211\u89c9\u5f97\u53ef\u884c\u3002\u5bcc\u8d35\u9669\u4e2d\u6c42\uff0c\u4e8f\u5c31\u4e8f\u4e86\uff0c\u5b89\u6170\u81ea\u5df1\u81ea\u4f4f\u623f\u4e0d\u8003\u8651\u77ed\u671f\u76c8\u4e8f =_=<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728<a href=\"https:\/\/www.ginnyleehomes.com\/\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">Ginny Lee Realtor<\/a>\u7684\u5e2e\u52a9\u4e0b\u524d\u4e00\u6bb5\u65f6\u95f4\u6211\u4eec\u7ec8\u4e8e\u662f\u5728\u4e0a\u5934\u52a0\u4ef7\u7684\u60c5\u51b5\u4e0b\u4e70\u5230\u4e86\u5404\u65b9\u9762\u90fd\u6ee1\u8db3\u6211\u8981\u6c42\u7684SFH\u3002\u623f\u5c4b\u8d37\u6b3e\u5728\u9002\u5f53\u4e70\u4e86\u4e00\u4e9bmortgage point\u4e4b\u540e\u9501\u5b9a\u4e862.625% 30\u5e74\u56fa\u5b9a\u5229\u7387\uff0c\u4e5f\u5c31\u662f\u8bf4\u672a\u676530\u5e74\u4e0d\u7ba1\u5e02\u573a\u5982\u4f55\u53d8\u5316\uff0c\u6211\u7684\u623f\u8d37\u5229\u7387\u90fd\u56fa\u5b9a\u5728\u8fd9\u4e2a\u6570\u5b57\u3002\u5f53\u7136\u5982\u679c\u67d0\u4e00\u5929\u5229\u7387\u771f\u7684\u66f4\u4f4e\u4e86\uff0c\u91cd\u65b0\u8d37\u6b3e(refinance)\u4e5f\u662f\u4e00\u4e2a\u9009\u62e9\u3002\u9009\u62e930y fixed rate\u800c\u4e0d\u662f7y ARM(\u6d6e\u52a8\u5229\u7387)\u7684\u539f\u56e0\u5c31\u662f\u6211\u4e0d\u76f8\u4fe17\u5e74\u5185\u623f\u8d37\u5229\u7387\u4f1a\u66f4\u4f4e\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e0c\u671b\u81ea\u5df1\u505a\u4e86\u4e00\u4e2a\u6b63\u786e\u7684\u9009\u62e9\u5427\u3002\u4e0d\u7ba1\u600e\u4e48\u8bf4\uff0c\u65b0\u623f\u5b50\u6781\u5927\u5730\u63d0\u5347\u4e86\u5e78\u798f\u611f\uff0c\u5f00\u5fc3\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"731\" height=\"389\" src=\"https:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/07\/mortgate_rate_2021.png\" alt=\"\" class=\"wp-image-9901\" srcset=\"http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/07\/mortgate_rate_2021.png 731w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/07\/mortgate_rate_2021-300x160.png 300w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/07\/mortgate_rate_2021-150x80.png 150w\" sizes=\"auto, (max-width: 731px) 100vw, 731px\" \/><figcaption class=\"wp-element-caption\">30\u5e74\u56fa\u5b9a\u623f\u8d37\u5229\u7387\u5386\u53f2<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"776\" height=\"443\" src=\"https:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/07\/mortgate_rate_change.png\" alt=\"\" class=\"wp-image-9902\" srcset=\"http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/07\/mortgate_rate_change.png 776w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/07\/mortgate_rate_change-300x171.png 300w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/07\/mortgate_rate_change-150x86.png 150w, http:\/\/www.slyar.com\/blog\/wp-content\/uploads\/2024\/07\/mortgate_rate_change-768x438.png 768w\" sizes=\"auto, (max-width: 776px) 100vw, 776px\" \/><figcaption class=\"wp-element-caption\">\u7f8e\u8054\u50a8\u5229\u606f\u8c03\u6574\u5386\u53f22019\/2020<\/figcaption><\/figure>\n<p>\u8f6c\u8f7d\u8bf7\u6ce8\u660e\uff1a<a href=\"http:\/\/www.slyar.com\/blog\">Slyar Home<\/a> &raquo; <a href=\"http:\/\/www.slyar.com\/blog\/california-mortgage-30y-fixed-interest-rate.html\">\u65b0\u623f\u8d37\u9501\u4e8630\u5e74\u56fa\u5b9a\u5229\u73872.625<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u4f5c\u8005\uff1a\u59dc\u5357(Slyar) \u6587\u7ae0\u6765\u6e90\uff1aSlyar Home (www.slyar.com) \u8f6c\u8f7d\u8bf7\u6ce8\u660e\uff0c\u8c22\u8c22\u5408\u4f5c\u3002 \u6700\u8fd1\u534a\u5e74\u4e00\u76f4\u5728\u770b\u66f4\u5927\u4e00\u70b9\u7684\u72ec\u680b (Single Family Home, SFH) \u8003\u8651\u5347\u7ea7\u4e00\u4e0b\u73b0\u6709\u7684\u516c\u5bd3 (Condo)\u3002\u8fd9\u4e24\u5e74\u7f8e\u8054\u50a8 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9901,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1105],"tags":[1208,1209,1206,1207],"class_list":["post-9899","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-get-rich","tag-1208","tag-1209","tag-1206","tag-1207"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.2.1 - aioseo.com -->\n\t<meta name=\"description\" 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